About the 360 Advantage program
Trusted by the most respected names in health and wellness
At a Glance – in 2025
At a Glance – in 2025
21,876,574 member / patient encounters
240,170 medical escalations saved costly adverse event
Saved over $250M
96% member retention rate
Used by > 5,000 case managers and care coordinators
The 360 Advantage Win Win Program
Advantages for the Company
Advantages for your employees
- Payroll Tax Savings of $623.00 Per Year Per Employee (NET OF 360’S FEES)
- Reduced Employee Turnover
- Happier More Loyal Employees
- Improved Worker Productivity
- Healthier Employees, and Lower Healthcare Expenses
- Personalized Digital Care Support at their Fingertips 24/7
- Supplemental Benefits Like:
- Dental
- Vision
- Accident Insurance
- Whole Life Insurance (with cash value accumulation)
- NO Reduction in their Net Paycheck
Improved Employee Health and Wellbeing
Increased Revenue to The Business’ Bottom Line
Supplemental Benefits for Employees with NO Reduction in NET Pay
Tangible Results for the Company –
With NO Disruption or Capital Expense
Behavior Modification
Refined Healthcare Strategy
Personalized Member Engagement
Incremental Improvements in Adherence
360 Approach to Improved Health Outcomes
Financial
Impact
NOW
Employee Tax Savings
Healthcare Cost Reduction
Reduction of Negative Claims Experience
Potential Payroll Tax Savings for Employer
Employee
Retention
Improved Employee Physical and Mental Health
Reduced Presenteeism & Absenteeism
Preventative + Chronic Care Management Strategy
Worker Productivity
Improved Employee Physical and Mental Health
Reduced Presenteeism & Absenteeism
Preventative + Chronic Care Management Strategy
Program Eligibility
- Must have Major Medical (Employer’s Plan, Spouses Plan, or parents Plan if under 26)
- Must be W-2
- Must be Full Time Employment (30 hour work week)
Payroll Tax Savings for Small - Mid-Market Employers
FICA Tax Savings Based On Enrollment
25 Employees – $15,570
50 Employees – $31,150
75 Employees – $46,725
100 Employees – $62,375
150 Employees – $93,450
200 Employees – $124,600
This generates an annual per employee company tax savings of $623, net of 360 fees.
Payroll Tax Savings for Large Market Employers
FICA Tax Savings Based On Enrollment
300 Employees – $186,900
400 Employees – $249,200
500 Employees – $311,500
1000 Employees – $623,000
2000 Employees – $1,246,000
5000 Employees – $3,115,000
This generates an annual per employee company tax savings of $623, net of 360 fees.
Employee 'Gift Basket'
Personalized Healthcare Support at Their Fingertips 24/7
~$150 more in their paycheck every month for supplemental insurance benefits with NO Reduction in their Net Paycheck
Highlights of a Section 125 Plan*
What is a Section 125 Plan?
- Permits employees to choose from at least one taxable benefit
- Employees who elect to participate contribute a portion of their gross earnings each pay period to cover the cost of the benefits.
What are section 125 plan deductions?
- Contributions are withheld on a pretax basis, lowering taxable income
- EMPLOYEE TAX SAVINGS: Employees pay less in federal income tax and Medicare and Social Security taxes.
- EMPLOYER TAX SAVINGS: Pretax deductions also reduce the employer portion of Federal Insurance Contribution Act (FICA)taxes and the amount businesses owe in federal unemployment tax.
- In some cases, liabilities for state income tax and state unemployment tax may be reduced, as well.
*Added November 6, 1978, when Congress passed the Revenue Act of 1978
Company
Tax
Savings
Explained
› Employee FICA Tax
Savings Result in Lower Employer FICA Liability
(On the match) :
–Social Security
–Medicare
› Gross Employer FICA Tax Savings is $87.98 per Month
› Employer’s Portion of Our 360 Advantage LLC Fee ($36 PEPM) is 100% Covered With Achieved Tax Savings
› Employer NET Savings is $51.98 per Month ($623.76 per Year)